Do you know how to get a small business loan? If not, here is a tip for you. Keep in mind that in addition to equity considerations, lenders commonly require the borrower's personal guarantees in case of default. This ensures that the borrower has a sufficient personal interest at stake to give paramount attention to the business. For most borrowers this is a burden, but also a necessity. So make sure your credit record is good, and lenders will be more willing to loan.

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